Protection!!

My husband and I have been arguing recently about the need the get a home warranty. They are something that we've had in the past and have been saved so many times from the expenses in replacing a garage door, an air conditioning compressor, even the washer and dryer were covered. But since we moved into this house, we haven't had one. Everything seems to be working really good for now, but you just know that the first time money gets tight everything is going to start breaking down! Who wouldn't want to be prepared for that?