Insurance Premium Time

January is always our month for insurance premiums. I think it would have been so much easier to space everything out, but in a way, it is nice because it's always the same. I just paid the yearly auto insurance, up next is the home insurance, and after the next paycheck we will take care of the life insurance. I don't mind paying it, and it does save money paying it all up front, but boy does it shatter my budget! We don't go overboard too much at Christmas, so it all works out just fine, but still, if we spread them out a bit it wouldn't be such a bitter pill to swallow every year!